Refinance Loans: Home Mortgage Refinance Loan Checklist
When you get a home mortgage refinance loan, you will be required to fill out a loan application. You may also be required to supply other types of documentation. This home mortgage refinance loan checklist can help you gather everything you need to get the refinance ball rolling.
The documents that you need to supply to get a home mortgage refinance loan will vary depending upon your lender and the type of loan that you are getting. However, there are common pieces of documentation that almost everyone will need to supply.
Home Mortgage Refinance Loan Document Checklist
Though you may or may not need everything on this list, it is a good idea to have everything nearby when you get ready to complete you home mortgage refinance loan application:
- Proof of income (2-4 recent pay stubs)
- W-2 forms to show past employment and income history
- Proof of homeowners insurance
- Copy of title insurance
- Asset information (savings and checking account statements, 401K statements, and other investment record for stocks and/or mutual funds)
If the loan application requests documentation or figures that you do not have, take time to find what you need. Your application needs to be as complete and accurate as possible if you want to get qualified for the home mortgage refinance loan.